{"id":3106,"date":"2019-03-08T10:39:13","date_gmt":"2019-03-08T10:39:13","guid":{"rendered":"https:\/\/www.dgen.net\/0\/?p=3106"},"modified":"2019-03-14T01:00:47","modified_gmt":"2019-03-14T01:00:47","slug":"some-thoughts-on-the-long-shot","status":"publish","type":"post","link":"https:\/\/dgen.net\/0\/2019\/03\/08\/some-thoughts-on-the-long-shot\/","title":{"rendered":"Some thoughts on the ‘long-shot’"},"content":{"rendered":"

I recently re-watched The Big Short<\/a>.<\/p>\n

… and have, in many conversations, been testing out the idea that we are approaching a potential ‘market collapse’ around financial risk, particularly around environmental risk insurance. People have been nodding.<\/p>\n

The idea being that major assets, infrastructure, cities, countries are becoming ‘uninsurable’.<\/p>\n

The models are either ‘not good enough’ and therefore the premiums ‘too high’, or the models are<\/strong> ‘good enough’ and therefore the premiums ‘too high’ or uninsurable.<\/p>\n

This makes me wonder if we need to invert the model: pre-insurance to invest in resilience rather than pay-when-broken.<\/p>\n

So, how might we make that market work?<\/p>\n

How would we lay the foundations for an investment at the scale of the Apollo Program + Manhattan Project + Marshall Plan?<\/p><\/blockquote>\n

How would we combine the intelligence of humans and machines (a current buzzphrase is ‘collective intelligence’), at-scale, to include everyone in the solution?<\/p>\n

If we are going to enable hundreds of millions of people to enter the economy (e.g. digital-first, mobile financial services anchored around things like Open Banking<\/a>), how can we ensure that those new economies are zero-carbon?<\/p>\n

Might OERS<\/a> be a starting point?<\/p>\n

 <\/p>\n