Report – Development of UK open banking

We have completed our review of the development of UK open banking for the Canadian government, tracing its history back to the 2007-2008 financial crisis covering:

  • Timeline: catalysts to development
  • Ecosystem
  • The Evolution of Open Banking in the UK
    • Open Government Data
    • Open Data Institute (ODI)
    • Historic Reviews of the UK Banking Sector
    • MiData Initiative
    • The UK Fintech Sector
    • The UK Banking Sector Post-financial Crisis
    • The Open Bank Project in 2010
  • The Fingleton Report: ‘Data Sharing and Open Data for Banks’
  • The Treasury Call for Evidence on Open Data Sharing
  • First Hand Account: Irene Graham, British Bankers Association (BBA)
  • The Open Banking Working Group (OBWG)
  • The Open Banking Standard (Standard)
  • Implementation Pending the CMA Report: Development Group Proposal
  • CMA: Retail Banking Market Investigation and Remedies
  • The Open Banking Implementation Entity (OBIE)
  • PSD2, GDPR and Open Banking
  • Open Banking Standard Report
  • Overview of Approach to Standards
  • Privacy, Security and Cyber-risk
  • Customer Consent, Authorisation and Authentication
  • Liability, Consumer Redress and Dispute Resolution
  • Cost of Implementation
  • Financial Stability
  • Consumer Choice and Acceptance

If you are interested in open banking, please email


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